Earn 4.25% APY† when you move at least $1,000 to CAFCU to open a 7-month share certificate!
Learn more
Related pages :
Join a credit union family that truly cares about your success! Apply for membership today and become a member-owner of a not-for-profit financial
cooperative dedicated to helping you live your best life. Click or tap below to get started or read our FAQ below to answer your questions about CAFCU membership.
Do I qualify to join CAFCU?
Good news! There are a few ways to join our credit union family. You have options!
Membership is open to anyone who:
works for an employer partner (also known as a "sponsor company.") Does your employer offer CAFCU's free financial wellness benefit? CAFCU partners with hundreds of companies large and small across the U.S. to offer employees the benefit of credit union membership. Find out if your employer is on the list by calling our Member Center at 1-800-359-1939 M-F from 7 a.m. to 7 p.m. CT.
is a family member of a current CAFCU member, whether a spouse, parent, child, grandparent, grandchild, sibling, aunt, uncle, cousin, niece, nephew, in-law, step-child, or domestic partner.
lives or works within a 25-mile radius of a CAFCU branch.
is a member of The Hope Group* (you can easily join at the end of your application).
What are the benefits of membership?
When you join CAFCU, you become part of a family of members working together to empower one another's financial success.
We do this by offering our members free access to:
a mobile banking app with 24/7/365 account access and money management tools
money management and payment tools like Bill Pay and Zelle®
nationwide cash access via thousands of surcharge-free ATMs and sister credit union branches
easy-to-redeem cashback and rewards on debit and credit card purchases
a new member discount on auto or signature loans, plus access to special monthly promotions
special members-only discounts year-round
confidential 1-on-1 money coaching with certified financial experts offering guidance on paying off debt, saving money, buying a car or home, building your credit score, and more
tools to help you save for home improvements, vacations, weddings, holiday gifts, and more
a Member Center with patient, kind experts who are just a phone call or email away when you have questions or need help
and much more!
How do I join CAFCU?
If you're over the age of 18, you can apply for membership in one of three ways:
Tap or click JOIN NOW at the top of this page to start your application.
Call our Member Center at 1-800-359-1939 Monday through Friday from 7 a.m. to 7 p.m. CT.
What do I need to complete my membership application?
It takes about 10 minutes to fill out an application.
It'll go faster if you have the following on hand before you start:
Your Social Security Number
Your government-issued ID (i.e. state-issued driver's license/ID or U.S. passport)
Your checking or savings account and routing number (or debit/credit card information) to fund your account electronically.
Please note that you will need to add $25 to your membership account within 90 days of opening your account as part of our membership requirement and to avoid a minimum balance fee.
Is there a membership fee?
All CAFCU members are required to make a minimum deposit of $25 into a Regular Share account to secure membership. These funds must remain in place throughout your membership. This is your "share" in the credit union and makes you a member-owner of CAFCU.
Do you offer any new member perks?
As a new member, you can start saving right away with our New Member Discount!
We want to help you start saving money as soon as you join CAFCU. That's why, for 60 days after you open your account, you qualify for a discount of 0.25% off the APR* on a fixed-rate home equity loan, vehicle loan, or signature loan.
When you apply online, remember to use the promo code NEWMEMBER.
Once those 60 days run out, you'll also enjoy access to special promotions we run year-round to help our members get ahead.
*The purpose of The Hope Group is to offer educational grants to colleges and/or universities to be placed in their General Scholarship fund.
