​Home Equity Loans

Start planning your dreams

Imagine the possibilities with a low-rate home equity loan!

Tap into your home equity today!

  • Low Rates
  • $0 Application Fees
  • No Closing Costs
  • No Hassle Quick Approvals
  • Personalized Loan Terms

A Home Equity Loan from CAFCU can empower your financial success with a unique low-rate borrowing opportunity. Equity is the difference between your home's market value and your home mortgage. As you pay off your mortgage, you create equity in your home. A Home Equity Loan lets you borrow against that equity, which gives you access to lower rates than other types of loans.

One Loan for Many Dreams. Get Pre-Approved Today!

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What could I use a Home Equity Loan for?
Common uses for a Home Equity Loan include large expenses such as:

  • Wedding expenses
  • Your dream vacation
  • Home repairs or renovations
  • New appliances
  • A backyard oasis
  • College expenses
  • Paying off high-interest credit cards or other debt
  • Long-term investments

Types of Loans
We offer multiple Home Equity loan options to suit your needs:

Fixed-Rate Home Equity Loan*

Home Equity Line of Credit*

Home Equity Line of Credit Calculator

Find out how much money you could qualify for!

Learn more

Protect Your Loan

Help safeguard your finances with Payment Advantage!

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Have questions about your home equity options? Our lending specialists can help you take advantage of your home equity today! Contact us at 1-800-359-1939, option 2, to have your questions answered.

*If loan is closed within 3 years, a Third Party Reimbursement Fee will be charged. Contact a Real Estate Loan Officer for an estimated amount at 1-800-359-1939, option 2. Members are required to pay any state, county or local taxes associated with the loan. Requirements and restrictions may vary by state. Consult a tax advisor regarding the deductibility of interest. Contact our Real Estate department for details regarding your state at 1-800-359-1939, option 2.