Looking to buy a car but have a less-than-stellar credit score?

CAFCU can empower you with Credit Builder Loans on new and used vehicles. Credit Builder Loans are designed for members who are ready to make a vehicle purchase but may not meet the credit requirements of a traditional loan.

  • Loan values up to $25,000 for new & used vehicles
  • Flexible terms to better fit your financial situation
  • Interest rates fixed at time of approval
  • We’ll help you create a payment schedule that works for you

Ready to start building your credit?

 Apply Now

Used Auto^ APR*
Regular Rate 6.99% - 9.99%+
Credit Builder Rate 17.00% - 18.00%+
New Auto APR*
Regular Rate 6.49% - 9.24%+
Credit Builder Rate 16.00% - 18.00%+

Car Shopping Tool

Check out our comprehensive Car Shopping Tool where you can build and compare vehicles, search new and pre-owned inventory and get pre-approved.

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Vehicle Loan Protection

In addition to our standard new and used Vehicle Loans, we also offer Vehicle Loan protection options to cover all your related needs.

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Electronic Loan Signature

CAFCU offers an option to sign loan documents electronically with DocuSign.

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For more information or questions connect with us:

*APR = Annual Percentage Rate
+Rate assumes loan to value of 100% or less and term of 60 months or less. Not all borrowers will qualify for the lowest interest rate.
^Please call for rates on model years 2012 or older.