Have your hard earned money work smarter for you and your future.
CAFCU is committed to helping you with your financial well-being, and one of the most important parts of your financial future is saving.
CAFCU offers some great savings options at competitive rates, such as our Share Certificates, Traditional and Roth IRAs. Giving you peace of mind that your money is safe and working for you!
| $1,000 minimum | APY** | Dividend Rate |
|---|---|---|
| 6-month | 0.25% | 0.25% |
| 12-month | 0.35% | 0.35% |
| 24-month | 0.40% | 0.40% |
| 36-month | 0.60% | 0.60% |
| $10,000 minimum | APY** | Dividend Rate |
|---|---|---|
| 6-month | 0.30% | 0.30% |
| 12-month | 0.40% | 0.40% |
| 24-month | 0.45% | 0.45% |
| 36-month | 0.65% | 0.65% |
Get your money working Smarter today!
Visit your nearest branch or call our Member Center at 1-800-359-1939, Monday - Friday from 7 a.m. to 7:30 p.m. CST.
Note: You must be a current CAFCU member to open an account online.
Benefits of opening a Share Certificate:
- Higher rates of return than regular savings
- Fixed, predictable rates of return
- Safety. Federally insured up to $250,000 by NCUA
- Affordable. Only $1,000 minimum investment
- Flexibility. Wide selection of terms from 6 to 36 months+
- Convenient automatic renewal
Benefits of opening an IRA:
- Potential tax savings***
- Tiered rate structure – save more, earn more
- Direct Deposit or Payroll Allocation
- Access to funds if needed (penalties may apply)
- Withdraw funds without penalty as early as age 59½
- Safety. Federally insured up to $250,000 by NCUA
Traditional or Roth?
When it comes to your IRAs, you have a choice. Both Traditional and Roth IRAs offer potential tax benefits, but at different times. Ask your tax advisor to find out which IRA is best for you.