Health and wellness are no longer just about green smoothies and gym memberships. Today, wellness means something bigger. It’s about how we feel day to day — physically, mentally, emotionally, and yes, financially.

If you're feeling weighed down by high-interest loans or credit card payments that seem to never shrink, refinancing could be a game-changer. By securing a lower interest rate or better loan terms, you can reduce your debt faster and free up money for other financial goals. In this guide, we'll break down how refinancing works, when it makes sense, and how it could help you take control of your finances.

When it comes to personal finance, one of the most common dilemmas is about deciding between saving money or paying off debt. Both goals are essential for financial wellness, but which should take priority? Truthfully there is no one straight answer. The reality is that it depends on your individual financial situation. In this blog, we’ll break down the pros and cons of saving versus paying off debt, offer tips to evaluate your unique situation, and provide practical strategies to achieve financial wellness.

Financial coaching is a great tool to help you take control of your financial life.

When people think of budgeting, the first things that come to mind are often financial security, saving money, and reducing debt. While these are all crucial benefits, budgeting offers much more than just monetary stability. A well-maintained budget can improve your mental health, relationships, sleep quality, and even your overall well-being. In this blog, we'll explore some of the uncommon benefits of keeping a budget — those that go beyond numbers and bank accounts.

Buying a car can be a bit of a mixed bag. Sure, getting a new set of wheels is exciting, but the process of actually buying it is known to be a stressful endeavor. Uncertainty surrounding pricing in general, the need to negotiate to advocate for yourself, and the large cost associated can make the experience stressful and overwhelming. Amazon is looking to change this by giving you more control over the process, starting with clear pricing and a smooth online experience. (5 minute read)

As the holiday season approaches, you’re likely to encounter increasing offers to use Buy Now Pay Later (BNPL) programs. These services promise split payments and 0% interest, often making them look like an attractive alternative to traditional credit cards. For many Americans, especially those navigating record levels of credit card debt, these offers can seem too good to pass up. (5 minute read)

On September 19, the Federal Open Market Committee (FOMC) met for the sixth time of 2024. And for the first time since March of 2020 a decision was made to lower the Prime Rate. Read to learn what this means for the average consumer.

In August, eight million borrowers were placed on an indefinite administrative forbearance. Read to learn how recent Supreme Court rulings impacted individuals enrolled in the SAVE student loan repayment plan.

Americans have recently reached a new record of credit card debt at $1.14 trillion. Read to find out how the different generations are approaching credit card use and how you can create a plan of action in lowering your month to month credit card balances.

Learn why a Credit Union IRA is a good investment option and how to get started.

Thinking about buying a new or used vehicle? If you're looking for the best interest rate on a new or used auto loan, you're more likely to save money if you get preapproved before you set foot on a car lot. In this article, we’ll explain what preapproval is and why it’s important to get your ducks in a row with your auto loan prior to car shopping if you want to keep your car payments as low as possible.

The average homeowner has close to $300,000 in home equity. This article explains how to figure out the amount of equity you have in your home and how you can use it to pay for big ticket expenses.

Ever wonder how credit union savings accounts differ from savings accounts at banks? In our latest blog post, we break down the different types of savings and investment accounts credit unions might offer and what these differences mean to you as a member.

Buying your first home can be daunting but it's also one of the most exciting steps you take throughout your life. What are ALL the things that you need to know when buying your first home? Here are some helpful tips to guide you on your journey to homeownership.

When is the best time of week, month, and year to buy a car? Find out what you need to know when hunting for the right new or used vehicle.

With these easy tips, you can take small actions toward raising your credit score fast.

2023 is ending, and as the new year approaches, it’s time to start your 2024 goals. New Year’s resolutions often come to mind come January with the “new year, new me” mindset, but achieving some of those resolutions often necessitates financial planning. There are so many ways that you can set yourself up for success in 2024. What’s better than planning ahead so that when January comes around you already have a plan in place?

Despite all of the incredible things the internet does for the world, it also opens the door to criminal activity in the form of identity theft. Here's what you can do to protect yourselves against cyber frauds and scams.

Car shopping? The market can be up and down, so it is important to be aware of what you can do to get the best deal on the right vehicle for you in a difficult market. In this article, we try to help you understand the car market and how to shop around for the best deal.