Rates

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Vehicle Loan Rates

(Rates as of 1/1/2019)

New Auto APR*
Regular Rate 4.24% - 6.74%+
Credit Builder Rate 13.25% - 18.00%+
Used Auto^ APR*
Regular Rate 5.24% - 7.74%+
Credit Builder Rate 14.75% - 18.00%+
Other Vehicle Loans
Please call for current rates on new and used RVs, Boats and Motorcycles.

Visa Credit Card Rates

(Rates as of 1/1/2019)

Advantage Visa Variable APR*
Platinum Advantage Visa 11.90% - 15.90%^
Advantage Visa ​​13.90% - 21.90%^
Visa Fixed APR*
Share Secured Visa ​9.90%

Home Loan Rates

Home Equity^  (Rates as of 1/22/2019)

Home Equity Line of Credit¹ APR*
80% loan to value 5.50% - 10.00%+
​90% loan to value 6.00% - 11.00%+
​Fixed-Rate Home Equity APR*
​80% loan to value 6.00% - 11.25%+
​90% loan to value 6.75% - 12.25%+
​100% loan to value 8.25% - 12.25%+
​Members Advantage Mortgage ​​APR*
80% loan to value 4.25% - 5.25%+
​Mortgages
​Click below to view our Mortgage Rates

Signature Loan Rates

(Rates as of 1/1/2019)

Signature Loans APR*
Regular Rate 9.65% - 13.65%+
Credit Builder Rate 15.65% - 19.65%+

Member Loyalty Discounts​

(Effective 1/1/2019)

Member Loyalty Level Discount¹
Diamond 0.30%
Emerald 0.25%
Ruby 0.20%
Sapphire 0.15%
Gold 0.10%
Silver 0.05%
Bronze 0.00%
New Member² 0.25%

Share Certificate, IRA & Coverdell ESA Rates

(Rates as of 1/1/2019)

$10,000 minimum APY** Dividend Rate
6 month 1.06% 1.05%
12 month 1.31% 1.30%
24 month 1.81% 1.80%
36 month 2.07% 2.05%
$1,000 minimum APY** Dividend Rate
6 month 0.85% 0.85%
12 month 1.11% 1.10%
24 month 1.61% 1.60%
36 month 1.86% 1.85%

Money Market Account Rates​

(Rates as of 1/1/2019)

Minimum balance to obtain APY** APY** Dividend Rate
$100,000 0.60% 0.60%
$50,000 0.50% 0.50%
$25,000 0.45% 0.45%
$10,000 0.35% 0.35%
$2,500 0.25% 0.25%
$1,000 0.20% 0.20%

Health Savings Account Rates​

(Rates as of 1/1/2019)

Minimum balance to obtain APY** APY** Dividend Rate
$10,000 0.50% 0.50%
$5,000 0.40% 0.40%
$1,000 0.30% 0.30%
$1 0.20% 0.20%

Savings Rates​

(Rates as of 1/1/2019)

Share Accounts APY** Dividend Rate
Regular Share Account 0.05% 0.05%
Specialty Share Account 0.05% 0.05%
Youth Share Certificate*** APY** Dividend Rate
6 month 0.25% 0.25%
Minimum balance to obtain APY is $250.
Maximum balance is $1,000.