Vehicle Loan Rates

(Rates as of 5/1/2024)

New Auto APR*
Regular Rate 6.49% - 9.24%+
Credit Builder Rate 16.00% - 18.00%+
Used Auto^ APR*
Regular Rate 6.99% - 9.99%+
Credit Builder Rate 17.00% - 18.00%+
Other Vehicle Loans
Call our Lending Center at 800-359-1939, option 2, for current rates on RV, Boat and Motorcycle loans.

Home Loan Rates

Home Equity^  (Rates as of 5/20/2024)

Home Equity Line of Credit¹ APR*
80% loan to value 8.50% - 13.00%+
​90% loan to value 9.00% - 14.00%+
​Fixed-Rate Home Equity APR*
​80% loan to value 8.50% - 13.75%+
​90% loan to value 9.25% - 14.75%+
​100% loan to value 10.75% - 15.00%+
​Members Advantage Mortgage ​​APR*
80% loan to value 7.00% - 7.75%+
​Mortgages
​Click below to view our Mortgage Rates

Visa Credit Card Rates

(Rates as of 5/1/2024)

Advantage Visa Variable APR*
Platinum Advantage Visa 15.15% - 19.15%^
Advantage Visa 17.15% - 25.15%^
Visa Fixed APR*
Share Secured Visa ​9.90%

Signature Loan Rates

(Rates as of 5/1/2024)

Signature Loans APR*
Regular Rate 9.99% - 13.99%+
Credit Builder Rate 15.99% - 19.99%+

Line of Credit Rates

(RATES AS OF 5/1/2024)

Line of Credit APR*
Access Line of Credit 17.24% - 21.24%^

Share Certificate, IRA & Coverdell ESA Rates

(Rates as of 5/1/2024)

$10,000 minimum APY** Dividend Rate
6-month 3.30% 3.25%
12-month 3.56% 3.50%
24-month 3.82% 3.75%
36-month 3.87% 3.80%
$1,000 minimum APY** Dividend Rate
6-month 3.25% 3.20%
12-month 3.51% 3.45%
24-month 3.76% 3.70%
36-month 3.82% 3.76%
Youth Share Certificate*** APY** Dividend Rate
6-month 0.75% 0.75%

Money Market Account Rates​

(Rates as of 5/1/2024)

Minimum balance to obtain APY** APY** Dividend Rate
$250,000 2.02% 2.00%
$100,000 1.51% 1.50%
$50,000 1.26% 1.25%
$25,000 1.01% 1.00%
$10,000 0.90% 0.90%
$2,500 0.80% 0.80%
$1,000 0.70% 0.70%

Savings Rates​

(Rates as of 5/1/2024)

Share Accounts APY** Dividend Rate
Regular Share Account 0.05% 0.05%
Specialty Share Account 0.05% 0.05%

Health Savings Account Rates​

(Rates as of 5/1/2024)

Minimum balance to obtain APY** APY** Dividend Rate
$10,000 0.50% 0.50%
$5,000 0.40% 0.40%
$1,000 0.30% 0.30%
$1 0.20% 0.20%

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