Current Rates

Vehicle Loan Rates

(Rates as of 2/1/2023)

New Auto APR*
Regular Rate 5.24% - 7.99%+
Credit Builder Rate 14.75% - 17.00%+
Used Auto^ APR*
Regular Rate 6.24% - 8.99%+
Credit Builder Rate 16.25% - 17.75%+
Other Vehicle Loans
Please call for current rates on new and used RVs, Boats and Motorcycles.

Home Loan Rates

Home Equity^  (Rates as of 01/30/2023)

Home Equity Line of Credit¹ APR*
80% loan to value 7.50% - 12.00%+
​90% loan to value 8.00% - 13.00%+
​Fixed-Rate Home Equity APR*
​80% loan to value 7.25% - 12.50%+
​90% loan to value 8.00% - 13.50%+
​100% loan to value 8.75% - 13.50%+
​Members Advantage Mortgage ​​APR*
80% loan to value 5.75% - 6.75%+
​Mortgages
​Click below to view our Mortgage Rates

Visa Credit Card Rates

(Rates as of 2/1/2023)

Advantage Visa Variable APR*
Platinum Advantage Visa 14.15% - 18.15%^
Advantage Visa 16.15% - 24.15%^
Visa Fixed APR*
Share Secured Visa ​9.90%

Signature Loan Rates

(Rates as of 2/1/2023)

Signature Loans APR*
Regular Rate 8.99% - 12.99%+
Credit Builder Rate 14.99% - 18.99%+

Line of Credit Rates

(RATES AS OF 2/1/2023)

Line of Credit APR*
Access Line of Credit 16.49% - 20.49%^

Share Certificate, IRA & Coverdell ESA Rates

(Rates as of 2/1/2023)

$10,000 minimum APY** Dividend Rate
6-month 2.07% 2.05%
12-month 2.48% 2.45%
24-month 2.63% 2.60%
36-month 2.84% 2.80%
$1,000 minimum APY** Dividend Rate
6-month 2.02% 2.00%
12-month 2.43% 2.40%
24-month 2.58% 2.55%
36-month 2.79% 2.75%
Youth Share Certificate*** APY** Dividend Rate
6-month 0.35% 0.35%

Money Market Account Rates​

(Rates as of 2/1/2023)

Minimum balance to obtain APY** APY** Dividend Rate
$100,000 0.75% 0.75%
$50,000 0.70% 0.70%
$25,000 0.65% 0.65%
$10,000 0.60% 0.60%
$2,500 0.55% 0.55%
$1,000 0.50% 0.50%

Savings Rates​

(Rates as of 2/1/2023)

Share Accounts APY** Dividend Rate
Regular Share Account 0.05% 0.05%
Specialty Share Account 0.05% 0.05%

Health Savings Account Rates​

(Rates as of 2/1/2023)

Minimum balance to obtain APY** APY** Dividend Rate
$10,000 0.50% 0.50%
$5,000 0.40% 0.40%
$1,000 0.30% 0.30%
$1 0.20% 0.20%

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