Rates

toggle open/close rate content information

Vehicle Loan Rates

(Rates as of 11/1/2019)

New Auto APR*
Regular Rate 2.99% - 5.74%+
Credit Builder Rate 12.50% - 14.75%+
Used Auto^ APR*
Regular Rate 3.99% - 6.74%+
Credit Builder Rate 14.00% - 16.25%+
Other Vehicle Loans
Please call for current rates on new and used RVs, Boats and Motorcycles.
toggle open/close rate content information

Visa Credit Card Rates

(Rates as of 11/1/2019)

Advantage Visa Variable APR*
Platinum Advantage Visa 11.65% - 15.65%^
Advantage Visa ​​13.65% - 21.65%^
Visa Fixed APR*
Share Secured Visa ​9.90%
toggle open/close rate content information

Home Loan Rates

Home Equity^  (Rates as of 11/12/2019)

Home Equity Line of Credit¹ APR*
80% loan to value 4.75% - 9.25%+
​90% loan to value 5.25% - 10.25%+
​Fixed-Rate Home Equity APR*
​80% loan to value 5.50% - 10.50%+
​90% loan to value 6.25% - 11.50%+
​100% loan to value 7.75% - 11.75%+
​Members Advantage Mortgage ​​APR*
80% loan to value 4.00% - 4.50%+
​Mortgages
​Click below to view our Mortgage Rates
toggle open/close rate content information

Signature Loan Rates

(Rates as of 11/1/2019)

Signature Loans APR*
Regular Rate 8.99% - 12.99%+
Credit Builder Rate 14.99% - 19.99%+
toggle open/close rate content information

Member Loyalty Discounts​

(Effective 11/1/2019)

Member Loyalty Level Discount¹
Diamond 0.30%
Emerald 0.25%
Ruby 0.20%
Sapphire 0.15%
Gold 0.10%
Silver 0.05%
Bronze 0.00%
New Member² 0.25%
toggle open/close rate content information

Share Certificate, IRA & Coverdell ESA Rates

(Rates as of 11/1/2019)

$10,000 minimum APY** Dividend Rate
6-month 1.26% 1.25%
12-month 1.51% 1.50%
24-month 2.02% 2.00%
36-month 2.28% 2.25%
$1,000 minimum APY** Dividend Rate
6-month 1.06% 1.05%
12-month 1.31% 1.30%
24-month 1.82% 1.80%
36-month 2.07% 2.05%
toggle open/close rate content information

Money Market Account Rates​

(Rates as of 11/1/2019)

Minimum balance to obtain APY** APY** Dividend Rate
$100,000 0.75% 0.75%
$50,000 0.65% 0.65%
$25,000 0.60% 0.60%
$10,000 0.50% 0.50%
$2,500 0.40% 0.40%
$1,000 0.35% 0.35%
toggle open/close rate content information

Health Savings Account Rates​

(Rates as of 11/1/2019)

Minimum balance to obtain APY** APY** Dividend Rate
$10,000 0.50% 0.50%
$5,000 0.40% 0.40%
$1,000 0.30% 0.30%
$1 0.20% 0.20%
toggle open/close rate content information

Savings Rates​

(Rates as of 11/1/2019)

Share Accounts APY** Dividend Rate
Regular Share Account 0.05% 0.05%
Specialty Share Account 0.05% 0.05%
Youth Share Certificate*** APY** Dividend Rate
6 month 0.35% 0.35%
Minimum balance to obtain APY is $250.
Maximum balance is $1,000.