Rates

Vehicle Loan Rates

(Rates as of 6/1/2020)

New Auto APR*
Regular Rate 2.49% - 5.24%+
Credit Builder Rate 12.00% - 14.25%+
Used Auto^ APR*
Regular Rate 3.49% - 6.24%+
Credit Builder Rate 13.50% - 15.75%+
Other Vehicle Loans
Please call for current rates on new and used RVs, Boats and Motorcycles.

Visa Credit Card Rates

(Rates as of 6/1/2020)

Advantage Visa Variable APR*
Platinum Advantage Visa 9.90% - 13.90%^
Advantage Visa ​​11.90% - 19.90%^
Visa Fixed APR*
Share Secured Visa ​9.90%

Home Loan Rates

Home Equity^  (Rates as of 6/1/2020)

Home Equity Line of Credit¹ APR*
80% loan to value 4.75% - 9.25%+
​90% loan to value 5.25% - 10.25%+
​Fixed-Rate Home Equity APR*
​80% loan to value 5.50% - 10.00%+
​90% loan to value 6.25% - 11.00%+
​100% loan to value 7.50% - 11.75%+
​Members Advantage Mortgage ​​APR*
80% loan to value 3.75% - 4.00%+
​Mortgages
​Click below to view our Mortgage Rates

Signature Loan Rates

(Rates as of 6/1/2020)

Signature Loans APR*
Regular Rate 8.49% - 12.49%+
Credit Builder Rate 14.49% - 18.49%+

Member Loyalty Discounts​

(Effective 6/1/2020)

Member Loyalty Level Discount¹
Diamond 0.30%
Emerald 0.25%
Ruby 0.20%
Sapphire 0.15%
Gold 0.10%
Silver 0.05%
Bronze 0.00%
New Member² 0.25%

Share Certificate, IRA & Coverdell ESA Rates

(Rates as of 6/1/2020)

$10,000 minimum APY** Dividend Rate
6-month 0.40% 0.40%
12-month 0.50% 0.50%
24-month 0.70% 0.70%
36-month 1.01% 1.00%
$1,000 minimum APY** Dividend Rate
6-month 0.35% 0.35%
12-month 0.45% 0.45%
24-month 0.65% 0.65%
36-month 0.95% 0.95%

Money Market Account Rates​

(Rates as of 6/1/2020)

Minimum balance to obtain APY** APY** Dividend Rate
$100,000 0.30% 0.30%
$50,000 0.25% 0.25%
$25,000 0.20% 0.20%
$10,000 0.15% 0.15%
$2,500 0.10% 0.10%
$1,000 0.05% 0.05%

Health Savings Account Rates​

(Rates as of 6/1/2020)

Minimum balance to obtain APY** APY** Dividend Rate
$10,000 0.50% 0.50%
$5,000 0.40% 0.40%
$1,000 0.30% 0.30%
$1 0.20% 0.20%

Savings Rates​

(Rates as of 6/1/2020)

Share Accounts APY** Dividend Rate
Regular Share Account 0.05% 0.05%
Specialty Share Account 0.05% 0.05%
Youth Share Certificate*** APY** Dividend Rate
6 month 0.10% 0.10%
Minimum balance to obtain APY is $250.
Maximum balance is $1,000.