Rates

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Vehicle Loan Rates

(Rates as of 9/1/2018)

New Auto APR*
Regular Rate 3.74% - 6.24%+
Credit Builder Rate 12.75% - 18.00%+
Used Auto^ APR*
Regular Rate 4.24% - 6.74%+
Credit Builder Rate 13.75% - 18.00%+
Other Vehicle Loans
Please call for current rates on new and used RVs, Boats and Motorcycles.

Visa Credit Card Rates

(Rates as of 9/1/2018)

Advantage Visa Variable APR*
Platinum Advantage Visa 11.65% - 15.65%^
Advantage Visa ​​13.65% - 21.65%^
Visa Fixed APR*
Share Secured Visa ​9.90%

Home Loan Rates

Home Equity^  (Rates as of 9/17/2018)

Home Equity Line of Credit¹ APR*
80% loan to value 5.00% - 9.50%+
​90% loan to value 5.50% - 10.50%+
​Fixed-Rate Home Equity APR*
​80% loan to value 6.00% - 11.50%+
​90% loan to value 6.75% - 12.50%+
​100% loan to value 8.25% - 12.25%+
​Members Advantage Mortgage ​​APR*
80% loan to value 4.50% - 5.50%+
​Mortgages
​Click below to view our Mortgage Rates

Signature Loan Rates

(Rates as of 9/1/2018)

Signature Loans APR*
Regular Rate 9.65% - 13.65%+
Credit Builder Rate 15.65% - 19.65%+

Member Loyalty Discounts​

Member Loyalty Level Discount¹
Diamond 0.30%
Emerald 0.25%
Ruby 0.20%
Sapphire 0.15%
Gold 0.10%
Silver 0.05%
Bronze 0.00%
New Member² 0.25%

Share Certificate, IRA & Coverdell ESA Rates

(Rates as of 9/1/2018)

$10,000 minimum APY** Dividend Rate
6 month 0.80% 0.80%
12 month 1.06% 1.05%
24 month 1.56% 1.55%
36 month 1.81% 1.80%
$1,000 minimum APY** Dividend Rate
6 month 0.75% 0.75%
12 month 1.01% 1.00%
24 month 1.51% 1.50%
36 month 1.76% 1.75%

Money Market Account Rates​

(Rates as of 9/1/2018)

Minimum balance to obtain APY** APY** Dividend Rate
$100,000 0.50% 0.50%
$50,000 0.40% 0.40%
$25,000 0.35% 0.35%
$10,000 0.25% 0.25%
$2,500 0.15% 0.15%
$1,000 0.10% 0.10%

Health Savings Account Rates​

(Rates as of 9/1/2018)

Minimum balance to obtain APY** APY** Dividend Rate
$10,000 0.50% 0.50%
$5,000 0.40% 0.40%
$1,000 0.30% 0.30%
$1 0.20% 0.20%

Savings Rates​

(Rates as of 9/1/2018)

Share Accounts APY** Dividend Rate
Regular Share Account 0.05% 0.05%
Specialty Share Account 0.05% 0.05%
Youth Share Certificate*** APY** Dividend Rate
6 month 0.25% 0.25%
Minimum balance to obtain APY is $250.
Maximum balance is $1,000.