Rates

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Vehicle Loan Rates

(Rates as of 4/1/2018)

New Auto APR*
Regular Rate 3.24% - 5.74%+
Credit Builder Rate 12.25% - 18.00%+
Used Auto^ APR*
Regular Rate 3.74% - 6.24%+
Credit Builder Rate 13.25% - 18.00%+
Other Vehicle Loans
Please call for current rates on new and used RVs, Boats and Motorcycles.

Visa Credit Card Rates

(Rates as of 4/1/2018)

Advantage Visa Variable APR*
Platinum Advantage Visa 11.15% - 19.15%^
Advantage Visa ​​13.15% - 21.15%^
Visa Fixed APR*
Share Secured Visa ​9.90%

Home Loan Rates

Home Equity^  (Rates as of 4/23/2018)

Home Equity Line of Credit¹ APR*
80% loan to value 4.75% - 9.25%+
​90% loan to value 5.25% - 10.25%+
​Fixed-Rate Home Equity APR*
​80% loan to value 5.75% - 11.25%+
​90% loan to value 6.50% - 12.25%+
​100% loan to value 8.00% - 12.00%+
​Members Advantage Mortgage ​​APR*
80% loan to value 4.25% - 5.25%+
​Mortgages
​Click below to view our Mortgage Rates

Signature Loan Rates

(Rates as of 4/1/2018)

Signature Loans APR*
Regular Rate 9.40% - 13.40%+
Credit Builder Rate 15.40% - 19.40%+
Stock Secured APR*
Up to 60 months 4.70%
Over 60 months 6.70%

Member Loyalty Discounts​

Member Loyalty Level Discount¹
Diamond 0.30%
Emerald 0.25%
Ruby 0.20%
Sapphire 0.15%
Gold 0.10%
Silver 0.05%
Bronze 0.00%
New Member² 0.25%

Share Certificate, IRA & Coverdell ESA Rates

(Rates as of 4/1/2018)

$10,000 minimum APY** Dividend Rate
6 month 0.40% 0.40%
12 month 0.50% 0.50%
24 month 0.70% 0.70%
36 month 1.01% 1.00%
$1,000 minimum APY** Dividend Rate
6 month 0.35% 0.35%
12 month 0.45% 0.45%
24 month 0.65% 0.65%
36 month 0.95% 0.95%

Money Market Account Rates​

(Rates as of 4/1/2018)

Minimum balance to obtain APY** APY** Dividend Rate
$100,000 0.30% 0.30%
$50,000 0.25% 0.25%
$25,000 0.20% 0.20%
$10,000 0.15% 0.15%
$2,500 0.10% 0.10%
$1,000 0.05% 0.05%

Health Savings Account Rates​

(Rates as of 4/1/2018)

Minimum balance to obtain APY** APY** Dividend Rate
$10,000 0.50% 0.50%
$5,000 0.40% 0.40%
$1,000 0.30% 0.30%
$1 0.20% 0.20%

Savings Rates​

(Rates as of 4/1/2018)

Share Accounts APY** Dividend Rate
Regular Share Account 0.05% 0.05%
Specialty Share Account 0.05% 0.05%
Youth Share Certificate*** APY** Dividend Rate
6 month 0.25% 0.25%
Minimum balance to obtain APY is $250.
Maximum balance is $1,000.