Current Rates

Vehicle Loan Rates

(Rates as of 9/1/2022)

New Auto APR*
Regular Rate 3.49% - 6.24%+
Credit Builder Rate 13.00% - 15.25%+
Used Auto^ APR*
Regular Rate 4.49% - 7.24%+
Credit Builder Rate 14.50% - 16.75%+
Other Vehicle Loans
Please call for current rates on new and used RVs, Boats and Motorcycles.

Home Loan Rates

Home Equity^  (Rates as of 09/19/2022)

Home Equity Line of Credit¹ APR*
80% loan to value 5.50% - 10.00%+
​90% loan to value 6.00% - 11.00%+
​Fixed-Rate Home Equity APR*
​80% loan to value 6.75% - 12.75%+
​90% loan to value 7.50% - 13.75%+
​100% loan to value 8.75% - 13.00%+
​Members Advantage Mortgage ​​APR*
80% loan to value 5.50% - 6.75%+
​Mortgages
​Click below to view our Mortgage Rates

Visa Credit Card Rates

(Rates as of 9/1/2022)

Advantage Visa Variable APR*
Platinum Advantage Visa 12.15% - 16.15%^
Advantage Visa 14.15% - 22.15%^
Visa Fixed APR*
Share Secured Visa ​9.90%

Signature Loan Rates

(Rates as of 9/1/2022)

Signature Loans APR*
Regular Rate 8.49% - 12.49%+
Credit Builder Rate 14.49% - 18.49%+

Line of Credit Rates

(RATES AS OF 9/1/2022)

Line of Credit APR*
Access Line of Credit 14.49% - 18.49%^

Share Certificate, IRA & Coverdell ESA Rates

(Rates as of 9/1/2022)

$10,000 minimum APY** Dividend Rate
6-month 0.65% 0.65%
12-month 0.75% 0.75%
24-month 0.90% 0.90%
36-month 1.11% 1.10%
$1,000 minimum APY** Dividend Rate
6-month 0.60% 0.60%
12-month 0.70% 0.70%
24-month 0.85% 0.85%
36-month 1.06% 1.05%
Youth Share Certificate*** APY** Dividend Rate
6-month 0.10% 0.10%

Money Market Account Rates​

(Rates as of 9/1/2022)

Minimum balance to obtain APY** APY** Dividend Rate
$100,000 0.35% 0.35%
$50,000 0.30% 0.30%
$25,000 0.25% 0.25%
$10,000 0.20% 0.20%
$2,500 0.15% 0.15%
$1,000 0.10% 0.10%

Savings Rates​

(Rates as of 9/1/2022)

Share Accounts APY** Dividend Rate
Regular Share Account 0.05% 0.05%
Specialty Share Account 0.05% 0.05%

Health Savings Account Rates​

(Rates as of 9/1/2022)

Minimum balance to obtain APY** APY** Dividend Rate
$10,000 0.50% 0.50%
$5,000 0.40% 0.40%
$1,000 0.30% 0.30%
$1 0.20% 0.20%

 

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