Limited-time offer
Earn 4.00% APY when you move at least $1,000 from another financial institution to open a new 7-month share certificate.

 

Move your money to CAFCU and earn more

CAFCU offers share certificates with higher-than-average rates and flexible terms to help you save for the future. Choose a topic below to learn more.

How do I open a CAFCU share certificate?

Can I open a share certificate online?

What are your current share certificate rates?

What are my options for funding my share certificate account?

What is a share certificate?

Are share certificates a safe investment?

My share certificate is maturing. Can I renew or open an account in the CAFCU app?

How can I open a share certificate if I am not near a CAFCU branch?

I'm not a CAFCU member. Can I open a share certificate?

What is the minimum balance to open a share certificate?

Do your share certificate accounts have any fees?

How are your share certificate dividends calculated?

What happens when my CAFCU share certificate matures?

How can I check my share certificate balance?

When will I receive my share certificate statement?

$1,000 minimum APY** Dividend Rate
6-month 3.25% 3.20%
12-month 3.51% 3.45%
24-month 3.46% 3.40%
36-month 3.52% 3.46%
$10,000 minimum APY** Dividend Rate
6-month 3.30% 3.25%
12-month 3.56% 3.50%
24-month 3.52% 3.46%
36-month 3.57% 3.51%
Youth Share Certificate*** APY** Dividend Rate
6-month 0.75% 0.75%

For more information or questions connect with us:

*Penalties apply for early withdrawal of funds. See "Important Account Information for our Members" disclosure for complete details. 
**APY = Annual Percentage Yield.

†APY = Annual Percentage Yield. Promotional offer starts November 7, 2024 and is valid for a limited time only. Promotional rate of 4.00% APY applies to share certificate(s) with a 7-month term with an opening balance of at least $1,000. Individual Retirement Accounts (IRAs) are excluded from this offer. “Moving your money from another financial institution” refers to transferring or depositing money not currently on deposit at CAFCU. CAFCU members renewing expiring 7-month share certificates may move existing funds into a new 7-month share certificate to qualify for the promotional APY of 4.00%. APY is subject to change without notice. Offer not valid on existing CAFCU share certificates and funds from these accounts may not be used to get promotional rate. To qualify for the promotional rate, your accounts must be in good standing and you must open a new share certificate(s). At the end of the 7-month promotional term, share certificates will automatically renew at the standard rate offered at the time of maturity for a share certificate with a 6-month term. A 10-day grace period applies at time of maturity. Dividends are calculated daily and paid monthly. Penalties will apply for early withdrawal of funds. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. CAFCU reserves the right to terminate this promotional offer at any time. Contact CAFCU for complete details.