Make your money work harder for you with a Share Certificate.
Lock in a fixed dividend rate for 6-, 12-, 24- or 36-months at higher rates than Regular Share or Money Market Accounts.
The benefits of a Share Certificate include:
- Higher rates of return than regular savings
- Fixed, predictable rates of return
- Safety. Federally insured up to $250,000 by NCUA
- Affordable. Only $1,000 minimum investment
- Flexibility. Wide selection of terms from 6 to 36 months*
- Tiered rate structure – the more money you save in your account, the higher dividends you’ll earn*
- Convenient automatic renewal
- Dividends calculated daily, paid monthly
Ready to take your savings to the next level? Open a Share Certificate today!
Visit your nearest branch or call our Member Center at 1-800-359-1939, Monday - Friday from 7 a.m. to 7 p.m. CST.
Note: You must be a current CAFCU member to open an account online.
| $1,000 minimum | APY** | Dividend Rate |
|---|---|---|
| 6-month | 0.25% | 0.25% |
| 12-month | 0.35% | 0.35% |
| 24-month | 0.40% | 0.40% |
| 36-month | 0.60% | 0.60% |
| $10,000 minimum | APY** | Dividend Rate |
|---|---|---|
| 6-month | 0.30% | 0.30% |
| 12-month | 0.40% | 0.40% |
| 24-month | 0.45% | 0.45% |
| 36-month | 0.65% | 0.65% |
*Penalties apply for early withdrawal of funds. See "Important Account Information for our Members" disclosure for complete details.