Make your money work for you with a Share Certificate.
CAFCU offers some great savings options at competitive rates. Giving you peace of mind that your money is safe and working for you! Lock in a fixed dividend rate for 6-, 12-, 24- or 36-months at higher rates than Regular Share or Money Market Accounts.
The benefits of a Share Certificate include:
- Higher rates of return than regular savings
- Fixed, predictable rates of return
- Safe. Federally insured up to $250,000 by NCUA
- Affordable. Only $1,000 minimum investment
- Flexibility. Wide selection of terms from 6 to 36 months*
- Tiered rate structure – the more money you save in your account, the higher dividends you’ll earn*
- Convenient automatic renewal
- Dividends calculated daily, paid monthly
Visit your nearest branch or call our Member Center at 1-800-359-1939 Monday - Friday from 7 a.m. to 7 p.m. CST.
Note: You must be a current CAFCU member to open an account online.
| $1,000 minimum | APY** | Dividend Rate |
|---|---|---|
| 6-month | 2.02% | 2.00% |
| 12-month | 2.43% | 2.40% |
| 24-month | 2.58% | 2.55% |
| 36-month | 2.79% | 2.75% |
| $10,000 minimum | APY** | Dividend Rate |
|---|---|---|
| 6-month | 2.07% | 2.05% |
| 12-month | 2.48% | 2.45% |
| 24-month | 2.63% | 2.60% |
| 36-month | 2.84% | 2.80% |
| Youth Share Certificate*** | APY** | Dividend Rate |
|---|---|---|
| 6-month | 0.35% | 0.35% |
