Who needs a checking account anymore?
Who needs a checking account in the digital era? In this article, we dispel myths about the death of the checking account and explain why healthy personal finance starts with a good checking account.
- Jun 2, 2023, 11:55 AM
Here's what to do with all that student loan debt
Learn common and lesser-known ways to pay down student loan debt faster.
- May 1, 2023, 16:17 PM
Are you saving enough money? If not, here's how to change that
Are you saving enough money? If not, here's how to save more and work toward financial freedom.
- Mar 29, 2023, 11:36 AM
Don't be duped by 'double dealing' mortgage comparison sites
The Consumer Financial Protection Bureau (CFPB) recently issued an advisory warning consumers of predatory lending practices from pay-to-play digital comparison-shopping platforms targeting unsuspecting mortgage rate shoppers by steering them toward more expensive loans from their lending partners. Read our blog post about what to watch for with these services.
- Mar 2, 2023, 14:17 PM
How does a loan get approved?
Ever wonder how a lender decides whether to approve or deny a loan? Banks and credit unions will evaluate a borrower's creditworthiness using "the 5 Cs of Credit.” Understanding the 5 Cs - capacity, conditions, collateral, capital, character - will help you prepare for your next loan application.
- Feb 6, 2023, 11:00 AM
The truth about zero-interest car loan offers
As interest rates rise, it can be hard to resist the promise of a car loan touting NO interest payments. In our latest blog post, we’ll break down what to expect when considering a “zero-interest financing” deal for your next car purchase.
- Jan 18, 2023, 08:56 AM
How to access your money in a digital world
How do I get cash out of my bank account? While it might be obvious, accessing your money is not always as intuitive as it might seem. In this article, we’ll lay out the basics of money access so you know how to get your money out of your checking account when you need it.
- Dec 19, 2022, 11:08 AM
How to thrive in an uncertain economy
In this blog post, we break down four ways to survive and thrive when interest rates go up.
- Oct 28, 2022, 11:58 AM
Think you've been scammed? Here’s what you need to know
Think you might have been the victim of a consumer scam? Here’s what you need to know to protect your money and your identity.
- Sep 16, 2022, 15:29 PM
How you can avoid paying too much for your auto loan (and what to do if you already are)
In this blog post, our financial experts break down how to avoid paying too much interest on an auto loan and ways to cope if you already did.
- Aug 1, 2022, 15:11 PM
Applying for a loan? Here are some frequently asked credit questions to consider
We answer frequently asked questions about how your credit score and credit history will affect your ability to get a car loan, mortgage, student loan, or credit card with a good interest rate.
- Jul 13, 2022, 12:41 PM
How to cope with financial stress in 7 steps
Fight back against financial stress with these 7 helpful coping strategies.
- Jul 8, 2022, 13:48 PM
Parents, are you panicking about how to pay for college?
Keep calm and take five minutes to read these 8 helpful tips.
- Jul 5, 2022, 11:40 AM
12 Ways to save money on gas
Driving around can be expensive, so, understandably, you would want to find ways to save cash on gas. These 12 tips will show you how.
- Jun 14, 2022, 12:40 PM
Savings: Your key to success
You have wants. You have needs. And you have two ways of paying for them – pull out the credit card or use the money you have set aside. Which is your default? How do you save when there are bills to pay and the paycheck only goes so far?
- Jun 6, 2022, 13:40 PM
8 best hacks for purchasing cars in today’s market
Competition for new and used vehicles will be fierce as inventory shortages persist in 2022. Experts are predicting the chip shortage will last well into 2022 and possibly into 2023. Here are 8 tips to help you navigate today's challenging car-buying market.
- May 16, 2022, 10:48 AM
How to refinance a car loan in 3 easy steps
Can you save money by refinancing your car loan? Our latest blog post covers the basics of auto loan refinancing, including what you'll need to get started. When you're ready, our loan officers are here to help.
- Apr 21, 2022, 15:01 PM
Ask the Experts: How to buy house in a sellers' market
Get expert advice on house shopping during a sellers' market with our latest "Ask the Experts" blog post, featuring an interview with CAFCU's real estate lending manager Carlene Gabor.
- Mar 29, 2022, 11:14 AM
What is debt consolidation and how can it help pay off debt?
If you’re reading this, chances are you are holding at least some debt. While not all debt is bad, too much credit card and other types of debt can have negative consequences, such as lowering your credit score and creating a financial burden that can take years to unload.
- Mar 3, 2022, 14:26 PM
Ask the experts: Should you buyout your car lease?
Having trouble finding a car during the current computer chip shortage? One option is to buy out your leased vehicle. CAFCU’s lending manager Juan Lopez explains how.
- Feb 14, 2022, 06:00 AM