Sample Rates

Contact a Real Estate Loan Officer for details and current loan rates at 1-800-359-1939, option 2.

Rates as of March 21, 2025

Visit CAFCU's Mortgages to learn more about the loan options that CAFCU offers. Rates are subject to change without notice.

• Quoted APR assumes a 740 credit score used for the purchase of an owner occupied, single family residence, with a 20% down payment.
• Other programs, loan amounts and terms may be available.
• Rates and fees may vary.
• Your APR will vary based on your final loan amount and finance charges.
• No rate is guaranteed without a valid rate lock and not all borrowers will qualify for all rates.

Repayment Examples¹:

• For a 30-year fixed rate loan with an interest rate of 6.750% and an APR of 6.857% = 360 monthly payments of $6.49 per $1,000 borrowed
• For a 20-year fixed rate loan with an interest rate of 6.500% and an APR of 6.639% = 240 monthly payments of $7.46 per $1,000 borrowed
• For a 15-year fixed rate loan with an interest rate of 5.875% and an APR of 6.044% = 180 monthly payments of $8.37 per $1,000 borrowed

*APR = Annual Percentage Rate. APR based on a purchase of a home and a loan amount of $180,000. Rates and points are subject to change without notice and may vary depending on down payment amount, credit score, loan to value, and other loan characteristics.  Usual credit criteria apply. Not all borrowers will qualify for the lowest rate.

¹Scenarios based on 20% down payment.
²Both scenarios based on 20% down payment. The Annual Percentage Rate is variable and may increase or decrease.

**Discount is available when you apply and close on a First Mortgage. $100 off closing cost is valid when you apply online. Discounts and offer are subject to change and cannot be combined with other offers. Contact Corporate America Family Credit Union for details.