Sample Rates

Contact a Real Estate Loan Officer for details and current loan rates at 1-800-359-1939, option 2.

Rates as of July 8, 2025

Loan Amount: $100,000 - $806,500 
ProductRateAPR*Points
30-year Fixed6.750%6.885%0.000
20-year Fixed6.750%6.927%0.000
15-year Fixed5.875%6.083%0.000
Loan amounts are offered up to $1.5 million

 

Visit CAFCU's Mortgages to learn more about the loan options that CAFCU offers. Rates are subject to change without notice.

APPLY NOW

 

  • Quoted APR assumes a 740 credit score used for the purchase of an owner occupied, single family residence, with a 20% down payment.
  • Other programs, loan amounts and terms may be available.
  • Rates and fees may vary.
  • Your APR will vary based on your final loan amount and finance charges.
  • No rate is guaranteed without a valid rate lock and not all borrowers will qualify for all rates.

Repayment Examples1:

  • For a 30-year fixed rate loan with an interest rate of 6.750% and an APR of 6.885% = 360 monthly payments of $6.49 per $1,000 borrowed
  • For a 20-year fixed rate loan with an interest rate of 6.750% and an APR of 6.927% = 240 monthly payments of $7.60 per $1,000 borrowed
  • For a 15-year fixed rate loan with an interest rate of 5.875% and an APR of 6.083% = 180 monthly payments of $8.37 per $1,000 borrowed
*APR = Annual Percentage Rate. APR based on a purchase of a home and a loan amount of $180,000. Rates and points are subject to change without notice and may vary depending on down payment amount, credit score, loan to value, and other loan characteristics.  Usual credit criteria apply. Not all borrowers will qualify for the lowest rate.
1Scenarios based on 20% down payment.
2Both scenarios based on 20% down payment. The Annual Percentage Rate is variable and may increase or decrease.

For more information or questions connect with us: