Visa Credit Cards

Overview

Apply for a CAFCU Visa® Credit Card and Enjoy the Benefits!

   > NO balance transfer fees.
   > NO annual fees.
   > NO minimum finance charges.

Explore a variety of credit cards including cash back, lower interest rate, travel rewards, cards to build your credit and more. Find the credit card that's right for you!

Start saving money today! Transfer your high-interest credit card balances!

Transfer your high-interest credit card balance(s) to a CAFCU Visa® Credit Card! Click here for details.


Visa Platinum AdvantageVisa AdvantageShare Secured Visa
Visa_Platinum-AdvantageVisa_AdvantageVisa_Advantage

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Current APR*: 9.90% - 13.90%Current APR*: 11.90% - 19.90%Current APR*: 9.90%
​Up to a $25,000 credit line​Up to a $5,000 credit line​Up to $10,000 credit line, secured by matching funds in Share Account.
​No annual fees​No annual fees​No annual fees
​No balance transfer fees​No balance transfer fees​No balance transfer fees
​No minimum finance charges​No minimum finance charges​No minimum finance charges
​Choose either our uChoose Rewards® Program 
or a 10% rebate on interest paid quarterly
Choose either our uChoose Rewards® Program 
or a 10% rebate on interest paid quarterly
uChoose Rewards® Program available
​ Enhanced fraud protection from built-in EMV chip technology​Enhanced fraud protection from built-in EMV chip technology​Enhanced fraud protection from built-in EMV chip technology
​ Keep tabs on your card with the CAFCU Card Control AppKeep tabs on your card with the CAFCU Card Control AppKeep tabs on your card with the CAFCU Card Control App
Apple PayTM | Google PayTM | Samsung PayTMApple PayTM | Google PayTM | Samsung PayTM​​Apple PayTM | Google PayTM | Samsung PayTM
​Secure online checkout with Visa SRC​Secure online checkout with Visa SRC ​Secure online checkout with ​Visa SRC
​Free Visa convenience checks​Free Visa convenience checks​N/A
​$250,000 free travel accident insurance included​$100,000 free travel accident insurance included$​100,000 free travel accident insurance included
​Auto Rental Collision Damage Waiver​Auto Rental Collision Damage Waiver​Auto Rental Collision Damage Waiver
​Travel & Emergency Assistance​​N/A​​N/A
​Warranty Manager Service​​N/A​​N/A

Visa Enhancements

Our Visa credit cards offer additional services to our cardholders. The enhancements available vary depending on the type of credit card:

  • Auto Rental Collision Damage Waiver – The Auto Rental Collision Damage Waiver provides insurance coverage against theft or damage on rented vehicles.
  • Travel Accident Insurance – The Travel Accident Insurance provides accidental death and dismemberment coverage for the cardholder and eligible family.
  • Travel and Emergency Assistance – This 24-hour referral service will aid cardholders and their families in locating emergency assistance worldwide.
  • Warranty Manager Service – This service provides two separate benefits to cardholders: Extended Warranty Protection and Warranty Registration Service.

For general information on our Visa enhancements, please contact our Member Center at 1-800-359-1939, Monday through Friday from 7 a.m. to 7:00 p.m. CST.

 

*APR = Annual Percentage Rate. The Annual Percentage Rate is determined by adding 6.65-14.65 for Platinum Cards and 8.65-16.65 for Advantage Cards to the Prime Rate. The Prime Rate used to determine your APR is the rate published in the "Money Rates" table of The Wall Street Journal on the last Friday of each month; if the last Friday is a Federal Holiday the following day's Prime Rate will be used and is effective the first day of the following month. Rates may change after the account is opened.

uChoose Rewards is a registered trademark of Fiserv, Inc. Apple Pay is a trademark of Apple Inc.  Google Pay is a trademark of Google LLC.  Samsung Pay is a trademark of Samsung Electronics Co., LTD.