Help your child start their financial journey

Make saving fun and empower your child's financial future with a CAFCU Youth Membership! All you need to start a youth credit union membership is $5. Any child from birth through 18 qualifies as long as their parent or guardian is a CAFCU member!

In addition to the Regular Share account your child will have as a member, you can also help them open the following accounts:

Traditional Checking | Ages 16+

Want to teach your child over the age of 16 how to manage paychecks from their first job? Our Traditional Checking account can help young people learn how to track their own credits and debits, all while keeping you in the loop about what they're doing with their money (a parent or guardian will need to be a co-applicant until the youth turns 18.)

This account includes a free debit card!

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Specialty Share Savings | Ages 0-18

With a specialty share account, your child can save for whatever they are dreaming of in the near and long terms. They can also name the account to match their savings goals.

Plus, they'll earn interest on whatever they save.

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Youth Share Certificate | Ages 0-18

Help your child save for the future at a higher rate with a 6-month Youth Share Certificate:***

  • Minimum balance of $250 required
  • Maximum opening balance of $1,000
  • High-dividend yield
  • Automatic rollover upon maturity

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View our current rates
Youth Share Certificate*** APY** Dividend Rate
6-month 0.75% 0.75%
Share Accounts APY** Dividend Rate
Regular Share Account 0.05% 0.05%
Specialty Share Account 0.05% 0.05%

For more information or questions connect with us:

***Primary Youth Certificate account holder must be under the age of 18 when account is opened. Parent or Legal Guardian must be listed as a joint account holder for all minor accounts. Upon maturity Youth Share Certificates with $1,000 or more on deposit will roll over to a 6 month Share Certificate term at current rate. Once account holder reaches the age of 18 upon maturity balances of $1,000 or more will roll over to a Regular Share Certificate. Youth Share Certificates with less than $1,000 will be transferred to the Regular Share Account. All Regular Share Certificate terms and conditions apply. Rates are subject to change. Your savings are federally insured to at least $250,000 and backed by full faith and credit of the United States Government. Please contact Corporate America Family Credit Union for complete details. **APY = Annual Percentage Yield.