At CAFCU, there’s no membership fee. Members are simply required to make a minimum deposit of $25 into a Regular Share account. (If you're new to credit unions, a share account is like a bank savings account).
Not sure if you qualify to join?
No problem. There are a few ways to join, so you have options! Scroll down to the next section to learn more.
If you're over the age of 18, you can apply for membership in one of three ways:
Our field of membership is open to anyone who:
- is employed by one of our Sponsor Companies. Find out if your employer qualifies by calling our Member Center at 1-800-359-1939.
- is a family member of a current CAFCU member, whether a spouse, parent, child, grandparent, grandchild, sibling, aunt, uncle, cousin, niece, nephew, in-law, step-child, or domestic partner.
- lives or works within a 25-mile radius of a CAFCU branch.
- is a member of The Hope Group* (you can easily join at the end of
Once those 60 days run out, you'll also enjoy access to special promotions we run year-round to help our members get ahead.
When you apply online, remember to use the promo code NEWMEMBER.
- 24/7 account access with our free mobile banking app
- Easy-to-redeem cashback and rewards on debit and credit card purchases
- Lower-than-average interest rates on our Visa® credit card,
auto loans, and home loans
- A new member discount on auto or signature loans, plus access to special monthly promotions
- Nationwide cash access via thousands of sister credit union branches and surcharge-free ATMs
- Free money management and payment tools like Bill Pay and Zelle®
- Access to special members-only discounts year-round.
- FREE financial coaching with certified financial experts.
- Guidance on paying off debt, saving money, buying a car or home, raising and improving your credit score, and more.
- Tools to help you save for home improvements, vacations, weddings, holiday gifts, and more.
- Stress-free control over your CAFCU debit and credit cards with the CAFCU Card Control app.