Visa Chip Card

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Corporate America Family Credit Union (CAFCU) Visa® Credit and Debit Cards now come with built-in chip technology. This gives you greater fraud protection when you use your card at a chip-activated terminal. Your new card is not only more secure – it’s also easy to use. Here’s what you can look forward to as a cardholder:

  • Enhanced fraud protection. When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.
  • Global acceptance. More merchants are accepting chip transactions every day. Whether you check out using chip technology or swipe your card, you can pay with confidence wherever Visa credit cards are accepted.
  • Easy to use. Simply swipe your card like you do today. However, if a chip-activated terminal is available, insert your card instead and follow the prompts.

Watch the video to see how easy it is to pay at a chip-activated terminal.


No matter how you pay, you’re protected against unauthorized use with Visa’s Zero Liability Policy.1

Keep in mind, you can continue to use your chip card online and over the phone … the same way you do today.

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Answers to questions about chip technology:

Q: What is a chip card?

Q: How does chip technology protect my information?

Q: Where can I use a chip card?

Q: Can I still swipe my card to pay?

Q: Will I have to pay any fees to use a chip card?

Click here to read more Frequently Asked Questions.‚Äč 

1Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.