Move your money to CAFCU and earn more

CAFCU offers share certificates with higher-than-average rates and flexible terms to help you save for the future. Click on a topic below to learn more.

How do I open a CAFCU share certificate?

What are your current share certificate rates?

What is a share certificate?

Are share certificates a safe investment?

Can I open a share certificate online?

How can I open a share certificate if I am not near a CAFCU branch?

I'm not a CAFCU member. Can I open a share certificate?

What are my options for funding my share certificate account?

What is the minimum balance to open a share certificate?

Do your share certificate accounts have any fees?

How are your share certificate dividends calculated?

What happens when my CAFCU share certificate matures?

How can I check my share certificate balance?

When will I receive my share certificate statement?

$1,000 minimum APY** Dividend Rate
6-month 3.25% 3.20%
12-month 3.51% 3.45%
24-month 3.76% 3.70%
36-month 3.82% 3.76%
$10,000 minimum APY** Dividend Rate
6-month 3.30% 3.25%
12-month 3.56% 3.50%
24-month 3.82% 3.75%
36-month 3.87% 3.80%
Youth Share Certificate*** APY** Dividend Rate
6-month 0.75% 0.75%

For more information or questions connect with us:

*Penalties apply for early withdrawal of funds. See "Important Account Information for our Members" disclosure for complete details. 
**APY = Annual Percentage Yield.